If you go through the investment plan recommendation process, you will receive a recommended investment plan. Each plan is crafted to target a specific stock and bond mix, leveraging a mix of ETFs that provide exposure to a well-diversified broad collection of assets. These plans are created with an emphasis on your investment objectives, risk appetite and investment timeline. Your portfolio will be allocated between equities and bond ETFs based on your risk tolerance and the answers to the questions provided.
Plan | Methodology |
Aggressive | The Aggressive Plan is derived using the diversified very aggressive 0/100 core modeled portfolio with iShares by BlackRock ETFs. Core models are built for investors across a full risk spectrum. Allocations shown for model portfolios are targets and subject to change. Allocations are reassessed for compliance with the stated plan criteria and, as necessary, updated within the first five trading days of each calendar quarter. |
Conservative | The Conservative Plan is derived using the diversified conservative 90/10 core modeled portfolio with iShares by BlackRock ETFs. Core models are built for investors across a full risk spectrum. Allocations shown for model portfolios are targets and subject to change. Allocations are reassessed for compliance with the stated plan criteria and, as necessary, updated within the first five trading days of each calendar quarter. |
Moderate | The Moderate Plan is derived using the diversified 60/40 growth core modeled portfolio with iShares by BlackRock ETFs. Core models are built for investors across a full risk spectrum. Allocations shown for model portfolios are targets and subject to change. Weightings are rounded to the nearest percentage, and any over or under-allocation is adjusted to ensure a 100% total weighting. Allocations are reassessed for compliance with the stated plan criteria and, as necessary, updated within the first five trading days of each calendar quarter. |
Moderately Aggressive | The Moderately Aggressive Plan is derived using the diversified 80/20 aggressive core modeled portfolio with iShares by BlackRock ETFs. Core models are built for investors across a full risk spectrum. Allocations shown for model portfolios are targets and subject to change. Weightings are rounded to the nearest percentage, and any over or under-allocation is adjusted to ensure a 100% total weighting. Allocations are reassessed for compliance with the stated plan criteria and, as necessary, updated within the first five trading days of each calendar quarter. |
Moderately Conservative | The Moderately Conservative Plan is derived using the diversified 40/60 moderate core modeled portfolio with iShares by BlackRock ETFs. Core models are built for investors across a full risk spectrum. Allocations shown for model portfolios are targets and subject to change. Weightings are rounded to the nearest percentage, and any over or under-allocation is adjusted to ensure a 100% total weighting. Allocations are reassessed for compliance with the stated plan criteria and, as necessary, updated within the first five trading days of each calendar quarter. |
For additional details, please see our Investment Recommendations Disclosure. For more details or further questions, please contact our member support team via in-app chat or email at support@public.com.