In your Public account, 'Buying Power' reflects all of the funds that are ready to be used to invest.

If you aren't seeing your funds under 'Buying Power,' that just means that your funds are still in transit. Typically, money transfers (deposits) from your bank take from 3 - 7 business days to settle either in your Public account or bank.

There is, unfortunately, no way for us to influence the settlement timeline in any way, as that’s handled by your bank. We'd speed it up for you if we could.

The good news is that you can always check the status of your transfer right from the app.

How to check transfer status:

  1. Select your Profile Icon in the top left corner

  2. Scroll down and select Account Settings in the bottom left

  3. Scroll down to Banking, then tap History

If you ever have questions, the team is always here for you, so feel free to give us a shout on the app’s Chat or via email at

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