Unsettled Funds are any funds in your account that are still being processed. These funds could be from a Deposit, a Sell Order, Free Slices of Stock, etc.

When Will My Funds Settle?

Settlement Timelines

Deposits: Deposits are handled entirely by your bank. While deposits typically take up to 5 business days to settle into your account, each bank has its own settlement process and timeline, which is why we recommend reaching out to your bank if you ever feel that a deposit is taking too long.

Sold Stock: Funds from sold stock take 2 full business days to settle before they can be withdrawn.

Funds From Fractional Share Rewards: Each fractional share has a 90-day holding period before it can be withdrawn. The great news is that if you didn’t want to wait 90 days, you can always use the proceeds to buy other stocks if you were interested in something else.

While we don’t have any way of speeding up these settlement periods, we’re always here to help in the app Chat or via email at support@public.com.

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