When depositing funds to your brokerage account, it will take 6 business days for your funds to settle before they can be withdrawable (effective 5/28/24: deposits will be on a 3-business day hold). In order to move funds from your brokerage account to your High-Yield Cash Account, the funds must be settled before they can be moved. To avoid this settlement time, you can initiate a deposit directly to your High-Yield Cash Account from a connected bank account.

If you make more than $55,000 deposits within six business days, funds deposited above $55,000 will be subject to a 6-business day settlement time.

For any further questions regarding how to fund your High-Yield Cash Account, please contact Member Support via in-app chat or email at support@public.com.