At Public, in order to reduce the number of transactions requested from your bank each day we utilize a process known as the ACH batching process. Deposits are batched together if multiple deposits are made within a short timeframe, typically within the same day. When deposits are batched, you will see one larger deposit on your transaction history as complete.

Here’s an example: If you deposit $100 and $50 on the same day, or within a day of each other, you will see one deposit for $150 when batched together rather than two deposits for the amounts submitted.

This ensures that the deposit history can be more easily reconciled to your bank statement.

Keep in mind that deposits made on weekends and holidays are held to the next ACH batching window. This also includes deposits made after the batching cut-off time that occurs each business day at approximately 3:45 pm EST.

For further questions please contact Member Support via in-app chat or email at support@public.com.