We have multiple funding options available at Public. The quickest way is to link your bank account directly so you can deposit and withdraw.
If you are looking for alternative methods to link your bank there are other ways to fund your Public account. Sending a wire or a check can be a helpful alternative when you are unable to link your bank account or if you would like to make a large transfer that exceeds your daily deposit limit.
You can wire directly to your Brokerage or High Yield Cash Account. Please ensure you include the correct account number for the account you would like to wire to. Wires can only be sent to one account, so please only include one account number.
We are typically unable to accept wire transfers from business or trust bank accounts without additional verification. Please reach out to our Member Support team for more information.
Wire Instructions:
Reach out to your bank to initiate a wire from your bank account.
Provide the following wire information included below. Please note this is for our Clearing Firm, Apex Clearing.
Be sure to include your full name and account number in the for further credit section, as this helps ensure it is applied to your account right away.
Bank Name: BMO Harris Bank
Bank Address: 111 W Monroe St. Chicago, IL 60603
Routing Number: ABA: 071000288
Apex Clearing Account Number: 3713286
Payee Reference/For Further Credit: BPS- Your Public Account Number, First and Last Name
After initiating a wire transfer, please let us know the date, amount, and if possible, obtain the Fed Reference number of your wire and send it as a reply to this message. This will help us locate your wire transfer as quickly as possible.
How to find your account number?
You can find your account number on your monthly statement for the corresponding account or in the app by following the instructions.
Brokerage account number:
On the App:
Select the icon with 3 lines on it in the top left corner
Tap Account Settings
Tap Account Information
On the Web:
Select the arrow in the top right corner
Click Settings and Privacy
Click Account Information
High Yield Cash account number:
On the App:
Tap on your portfolio page
Tap your High Yield Cash account
Tap Manage in the top right corner
On the Web:
Click Manage on the High Yield Cash account
Click Manage Again once in your Hihg Yield Cash account screen
Sending a Check:
Checks are typically the slowest funding method for your Public account. If you are looking to send a check please ensure the following instructions are followed to avoid delays in the funding of your account.
Checks should be made payable to "Apex Clearing" and have your account number referenced in the memo line. *Please note that Apex does not accept third-party checks.*
Checks should be mailed to the following address:
Apex Fintech Solutions
c/o Banking
350 N St Paul Street, Ste 1300
Dallas, TX 75201
Attn: Banking Department
**Please DO NOT send checks to Public, as they will not be processed.**
If you ever have questions, the team is always here for you, so feel free to give us a shout on the app’s Chat or via email at support@public.com.