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How do I rollover my retirement account?
How do I rollover my retirement account?
Updated over a week ago

We’re excited to announce the launch of retirement accounts here at Public! If you’re looking to bring a retirement account to Public, we offer two options for transferring your retirement account(s) to Public: (1) Trustee-to-Trustee transfers and (2) Rollovers.

A Trustee-to-Trustee (ACAT) transfer allows you to transfer one retirement account to another retirement account of the same type. For more information on this type of transfer, please review the FAQ on Trustee-to-Trustee transfers.

A Rollover is commonly used when you want to transfer assets from an employer-sponsored plan to an IRA. Initially, rollovers at Public will have limited support while we work on building a more streamlined and easy process to assist investors with rolling over their retirement assets to Public. In the meantime, our team would be happy to review your transfer to see if we can assist with next steps!

Rollover processes can vary between firms. If you would like to initiate a rollover, reach out to us via email at support@public.com, or chat with our team in the Help Center.

If you decide to proceed with a rollover to Public, please be aware of the following:

  • You will need to contact your plan administrator to provide them with the required details for mailing and payee instructions for the transfer.

  • It is important the funds are sent to the correct address and made payable to the correct registration and account number. Please ensure you have properly reviewed all relevant information and rules such as the 60-day rollover window that may apply and discuss any implications with your tax professional before doing so.

The check must include your Public account number for your IRA and your full name in the payee or memo line.

Example: Apex Clearing IRA FBO of Jane Doe Account # xxx-xxxxx

Checks should be mailed to the following address:

Regular Mail

Apex Fintech Solutions

c/o Banking

PO BOX 133069

Dallas, TX 75313

Attn: Banking Department

Overnight

Apex Fintech Solutions

c/o Banking

350 N St Paul Street, Ste 1300

Dallas, TX 75201

Attn: Banking Department

**Please DO NOT send checks to Public, as they will not be processed.**

Please reach out to our Member Support team for more information and to assist with any questions regarding transferring your account via the in-app chat or at support@public.com.

This information is for educational purposes only and is not tax or investment advice. Consult your tax advisor for individual considerations. All investing involves risk. Visit the IRS website for more information.

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