What is Margin Buying Power?

Your buying power in a margin account is the amount of funds available to buy marginable securities (stocks, ETFs, Bonds). Margin buying power assumes you can spend up to your minimum maintenance requirement and the security being purchased has an initial margin requirement of 50%.

Because margin uses the value of your marginable securities as collateral, the amount you can borrow fluctuates constantly, both intraday and day-to-day, as the value of the marginable securities in your portfolio changes. If the value of your portfolio increases, so does your margin buying power. If your portfolio value decreases, so does your buying power.

The cost of pending buy-to-open orders is subtracted from your buying power. The buying power from unsettled deposits may be capped at the instant deposit amount until your deposit has been settled

You are able to see your margin buying power under your “Margin Management” portion within your “Account Settings”.

Cash buying power

Cash buying power is the amount you have available before going into a margin debit balance.

Non-margin buying power

Non-margin buying power is the amount you have available to purchase non-marginable assets (generally options and crypto).

Non-margin buying power assumes a 10% maintenance buffer to reduce the risk that your account will go into a maintenance call. The non-margin buying power used for Options (Options buying power) may also exclude all unsettled deposits.

As always, please reach out to us at support@public.com, or via the in-app chat function if you have any questions.