When you purchase T-bills on Public, your funds are used to purchase the most recent Treasury bill of your chosen strategy - for instance, the 26-week strategy will buy the most recently issued 26-week T-bill. Public currently offers 26-week T-bills, but may add additional T-bill durations in the future.

- If you don’t withdraw invested funds from your Treasury Account over the next 26 weeks, the T-bill will mature and a new 26-week T-bill will be purchased automatically. New bonds will continue to be purchased every time your T-bill matures.

- Additional deposits will lead to additional T-bill purchases that automatically invested in the most recent Treasury issued and may be a different T-bill than what you already own. Accounts may be invested across multiple T-bills based on the timing of deposits.

- Withdrawals are taken out of cash balances. Sales of Treasury bills may be automatically triggered if the current cash balance doesn't meet the withdrawal amount, starting with sales of the T-bills of the shortest maturity if you own more than one T-bill in your account. For instance, if you own a T-bill maturing in 6 months and a T-bill maturing in 4 months, the 4-month T-bill will be sold first to raise cash.

For further questions please reach out to our member support team via in-app chat or email at support@public.com

Disclosures:

© Copyright 2023 Public Holdings, Inc. All Rights Reserved.

Free trading refers to $0 commissions for Open to the Public Investing, Inc Financial self-directed individual cash brokerage accounts that trade U.S. listed securities via mobile devices. Relevant SEC & FINRA fees may apply. Please see our Commission and Fee Schedule.

This is not an offer, solicitation of an offer or advice to buy or sell securities, or open a brokerage account in any jurisdiction where Open to the Public Investing, Inc is not registered.

Investments in T-bills: Not FDIC Insured; No Bank Guarantee; May Lose Value.

All U.S. Treasury investments and investment advisory services provided by Jiko Securities, Inc., a registered broker-dealer, member FINRA and SIPC. Securities in your account are protected up to $500,000. For details, please see www.sipc.org. Banking services provided by Jiko Bank, a division of Mid-Central National Bank.

Jiko Group, Inc. and its affiliates do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. See FINRA BrokerCheck, Jiko U.S. Treasuries Risk Disclosures and Jiko Securities Inc. Form CRS.