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How does a Treasury Account work? (Assumes 26-week T-bill strategy)
How does a Treasury Account work? (Assumes 26-week T-bill strategy)
Updated over a week ago

When you purchase T-bills on Public, your funds are used to purchase the most recent Treasury bill of your chosen strategy - for instance, the 26-week strategy will buy the most recently issued 26-week T-bill. Public currently offers 26-week T-bills, but may add additional T-bill durations in the future.

- If you don’t withdraw invested funds from your Treasury Account over the next 26 weeks, the T-bill will mature and a new 26-week T-bill will be purchased automatically. New bonds will continue to be purchased every time your T-bill matures.

- Additional deposits will lead to additional T-bill purchases that automatically invested in the most recent Treasury issued and may be a different T-bill than what you already own. Accounts may be invested across multiple T-bills based on the timing of deposits.

- Withdrawals are taken out of cash balances. Sales of Treasury bills may be automatically triggered if the current cash balance doesn't meet the withdrawal amount, starting with sales of the T-bills of the shortest maturity if you own more than one T-bill in your account. For instance, if you own a T-bill maturing in 6 months and a T-bill maturing in 4 months, the 4-month T-bill will be sold first to raise cash.

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