As a thank you for opening a brokerage account and successfully depositing funds into your account, you can claim a reward ranging in value from $1 to $300, which may change from time to time based on market movements. Approximately 95% of participants will receive a reward with a value of $1, approximately 4.9% of participants will receive a reward with a value of $5, and approximately 0.1% of participants will receive a reward with a value of 300.³

The value of the reward you receive is random. Stocks and ETFs are chosen from the top 50 most popular stocks on Public and all have a large market capitalization of $10 billion or more. Cryptoassets selected are currently available in all 50 states, are among the top 100 coins by market capitalization, and meet the NY Greenlist Standard.

The offer is limited to one redemption per person, and Public reserves the right to disqualify any claim, change the rewards and number of rewards offered, modify these Terms and Conditions, and terminate the offer at any time, each in its sole discretion.

If you want to share the good news with your friends, then your friends can earn their first investment on us, and you can earn a reward too. See here for details on the Public Referral Program.

Each of Public Investing and Apex Crypto LLC will use best efforts to credit your brokerage account or crypto account, as applicable, with your reward within 5 business days of qualifying for the offer. You have 60 days from the opening of an approved brokerage account to claim your reward. Your reward will expire after 60 days. Expired offers cannot be revived. The cash value of the reward you receive cannot be withdrawn for 90 days after it is claimed.

Any account that incurs an ACH reversal fee or a debit card chargeback may be disqualified from the New Member Reward Program and any other promotional offers.

You may not publicly advertise the purchase or sale of any reward. Any accounts found to be in violation of this condition will be terminated and any rewards voided in Public’s sole discretion. This program is only available for personal use and may not be used for commercial purposes. This offer is not transferable or saleable.

The receipt of a particular stock, ETF, or cryptoasset through this program or the identification of a particular security in communications related to this program does not constitute an offer, solicitation of an offer, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Public Investing is not registered. All investments involve risk, and the past performance of a security or financial product does not guarantee future results or returns.

The cash value of an offer may be required to be reported as “Other Income” on a Form 1099-Misc. Any gains or losses on the sale of the reward are reported as capital gains or losses. Public is not responsible for any taxes related to this offer. Members should consult with their tax advisor if they have any specific questions relating to tax treatment and tax implications associated with this offer.

This program is only available to U.S. residents residing within the United States and who are otherwise qualified to open a Public Investing brokerage account. Employees or contractors, or people affiliated with Public or members of their household are not eligible for this offer. Employees of any securities or regulatory organization or exchange are not eligible for this offer. Other restrictions may apply as determined from time to time by Public in its sole discretion and without notice.

There is no guarantee that the offer will be paid, and Public reserves the right to change or terminate the New Member Reward Program or these Terms and Conditions at any time in its sole discretion and without notice.

If a member requests the cancellation of their brokerage account with Public Investing but is restricted from doing so due to an unsettled offer, then the customer may forfeit the reward in writing. Public Investing will then revoke the face value of the offer and/or revoke the offer credit itself. If an account is closed due to violations of Public’s community guidelines or Terms of Service, Public Investing will revoke the face value of the offer and/or the offer itself from the member's account in order to close it. In cases of a forced closure, a formal request in writing from the member is not required, and Public Investing reserves the right to revoke an offer at any time.

Similarly, if a member requests the cancellation of their cryptocurrency account with Apex Crypto but is restricted from doing so due to an unsettled offer, then the member may forfeit the reward in writing. The crypto offer will then be revoked, the reward liquidated at the prevailing market rate, and the resulting value removed from the member's account; the cash value will then be transferred to a member's brokerage account with Public Investing. If an account is closed due to violations of Public’s community guidelines or Terms of Service, the crypto offer will be revoked from the member's account in order to close it. In cases of a forced closure, a formal request in writing from the member is not required, and an offer may be revoked at any time.