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What are the benefits of Public Reserve?

Public Reserve is built around financial rewards for members who invest and save with Public. Benefits include:

  • IRA Contribution Match: 4% match on all IRA contributions (not transfers or rollovers), up to the IRS annual limit.

  • Generated Assets Match: 1.0% match on the first $250,000 invested per year.

  • Direct Index & Treasury Match: 0.5% match on the first $250,000 invested per year (combined across both accounts).

  • Higher HYCA Rate - Based on your entire HYCA balance, monthly, as long as you are a Reserve subscriber

  • Priority Customer Support: Reserve members get priority access to the support team.

In addition to the above, the .05% monthly custodial fees for crypto balances held within IRAs is also waived.

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