Ultimately, Alto Trust serves as the IRA custodian, while the underlying cryptocurrency is held with zerohash, our crypto custody and trading provider. The crypto assets are maintained in an omnibus account under the Alto Trust umbrella at zerohash.
This differs from crypto held in a brokerage account, where assets are typically held on a 1:1 basis in a wallet associated with your name, rather than within an omnibus structure under Alto Trust.
If your account was migrated from Alto, your crypto positions were previously held with Coinbase and are now held through zerohash.
Crypto IRAs are self-directed individual retirement accounts offered and custodied by Alto Trust Co, a New Mexico trust company. Information about retirement accounts on Public is for educational purposes only and is not tax or investment advice. Visit the IRS website for more information on the limitations and tax benefits of IRAs. Crypto is highly speculative and involves significant risk, including loss of principal. Cryptocurrencies are not protected by FDIC or SIPC. See our Crypto Risk Disclosures for additional information.
Self-directed individual retirement accounts are offered by Public Investing, a registered broker-dealer and member of FINRA & SIPC. Information about retirement accounts on Public is for educational purposes only and is not tax or investment advice. Consult your tax advisor for individual considerations. Visit theIRS website for more information on the limitations and tax benefits of Traditional and Roth IRAs. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. All investing involves risk.